Fundamental Care Standalone Critical Med

Life is full of surprises and we all do our best to prepare for them. This is especially true when dealing with a serious Illness, an Accident or a Hospitalization. Critical Med pays you or your hospital when you are surprised by any of these three. Critical Med pays in addition to any other coverage you have, including a HC212 Limited Med policy.

A lump sum payment when you are diagnosed with any of 10 critical illnesses, including Cancer or Heart Attack.
Reimbursement for up to $20,000 of in-hospital expenses due to an accident. 
A daily payment of $2,000 per day for up to 20 days a year of hospital confinement.

To pay for deductibles: As health insurance plans continue to rise so do copays and annual deductibles. Income protection: Critical Illness can cause you to miss work for treatment, hospitalization, or traveling to and from a specialist, resulting in a loss of income. Rather than wondering if you have enough ‘sick days’ to cover your treatments, Critical Illness coverage offers a financial safety net if you are unable to work. Rent/Mortgage protection: A serious illness doesn’t stop the bills from coming, especially your mortgage or rent. Reduce your worry with a Critical Illness program that will ensure your home payments are met. Retrofit a home or car: If you have suffered from a stroke or similar condition, you may have to make some necessary modifications to your home (a wheelchair ramp, bathroom adjustments, or widening of doorways). Rather than take out a second mortgage let Critical Illness assist you with these costs. 

Healthcare 212°

4835 E. Cactus Rd., Ste. 240 

Scottsdale, AZ 85254 


The insurance described in this website provides limited benefits. Group limited medical plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Further, this insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. This insurance is not minimum essential coverage as set forth under the Patient Protection and Affordable Care Act. Plans are underwritten by licensed insurance companies and the policies are issued to associations. This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policies are delivered. Complete details may be found in the policies and certificates. The policies are subject to the laws of the state in which they are issued. Coverage may not be available in all states or certain terms may be different if required by state law. Please keep this information as a reference. The insurance companies assume no responsibility or liability for non-insurance services of third parties. In addition to the insurance premium for the group limited medical insurance products being offered, the total rate charged may include monthly fees for non-insurance products and services, administrative service fees, and association dues. The group limited medical insurance plans are endorsed by the associations, but are offered through licensed insurance agencies who are independent companies not affiliated with the association. Association membership terms can be found at the corresponding association website. Please note that third party products and services are governed by separate terms and conditions that may be different. Products and services may be subject to change.